a person who does not save enough money for their retirement(= the time when someone stops working)
People are regarded as undersavers if the ratio of their incomes after and before retirement is below a certain threshold. 如果退休后和退休前的收入相比低于一定比率,则为储蓄不足。
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The government could try to force undersavers to put aside more of their money.
Undersavers end up costing the taxpayer.
Most of these "undersavers" are in the earnings band between £22,700 and £52,000.